Welcome to Mortgage Credit Resources

Welcome to Mortgage Credit Resources

Credit Repair: How to Improve Your Credit & Get Approved for a Mortgage

When you apply for a mortgage, your loan officer will obtain and review your credit report. If your loan officer determines that you can benefit from credit score improvement, you may be referred to work with Fairway’s internal Creditools team. One of our highly skilled credit analysts will be assigned to review your credit report and draft a credit improvement action plan for you. There is no cost to you to do so.

The action plan will advise you of the steps you can take over a period of time to improve your credit and increase your credit scores.

Your assigned credit analyst will reach out to explain the steps if your customized action plan and will follow up with you regularly to help keep you on track to meet your goals. Your credit analyst will always be available to discuss your action plan and answer any questions you may have throughout the process.

Ask your Fairway Mortgage loan officer James A Thom, if Credit Tools is right for you!

Credit Repair Help & Resources

What Are Credit Scores?

Ever wonder how a lender decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you’d be a good risk for credit cards, auto loans, and mortgages.